Want to earn some extra rewards whenever you transact?
Then get yourself an Amazon Pay ICICI Credit Card.
Amazon India has partnered with ICICI Bank and released an incredible offer for shoppers! You can get a Lifetime Free Credit Card from Amazon that you can use on every transaction anywhere online or offline.
Not only you can use it on Amazon India, but it can also be used on Flipkart, Snapdeal, PayTM, Myntra and every other shopping website across India. You can use it to book your movie tickets on BookMyShow, TicketNew or anywhere else, Order Food from Zomato, Swiggy, Foodpanda, etc., Book Cabs from Ola, Uber, etc., Book Hotels from MakeMyTrip, Goibibo, etc., Book Flights and Train Tickets, or anything else. It’s valid everywhere.
Not only that, but you can use it on International Websites also. It can be used to purchase products from AliExpress, Gearbest, Bangood, etc. You can add it on PayPal also and use it for international transactions.
You will also get a physical VISA PayWave Enabled Chip Credit Card that you can use offline across any stores that accept payments using cards.
So, in one word, it applies everywhere.
And the best thing about it is, you earn Amazon Pay Balance for every shopping you do with the card. Check out the Rewards scheme below.
Benefits of the ICICI Amazon Pay Credit Card:
You can earn up to Rs5 Amazon Pay Balance per Rs100 Transaction with your credit card. Note that the rewards are generated as reward points where 1 Reward Point = Rs1 Amazon Pay Balance. For your convenience, I have converted reward points into Amazon Pay Balance directly. Check them out below.
Benefits for Shopping at Amazon India:
If you are an Amazon Prime User: Get Rs5 Amazon Pay Balance per Rs100 Shopping.
If you are not an Amazon Prime User: Get Rs3 Amazon Pay Balance per Rs100 Shopping.
Benefits for Shopping outside Amazon India:
If you shop on Amazon Pay Partner Merchants: Get Rs2 Amazon Pay Balance per Rs100 Transaction.
If you shop on anywhere else online or offline: Get Rs1 Amazon Pay Balance per Rs100 Transaction.
No Cost EMI Benefits:
You can use your credit card to avail No Cost EMI on your transactions at Amazon India. You can avail up to 24 months EMI.
1% Fuel Surcharge Waiver:
You will also get a waiver on 1% Surcharge on Fuel purchases with your credit card.
Other Terms and Conditions can be accessed here.
Q: When will my reward points get added?
Ans: Your reward points will be added as Amazon Pay Balance automatically. However, Amazon hasn’t mentioned anywhere after how many days exactly will the reward points get added. I guess they will add it at the end of each billing cycle, since I already transacted with my card at the time of writing this post, and my points haven’t got added to my Amazon Pay account yet. That implies that it will get added at the end of my billing cycle.
Q: Does my reward points expire?
Ans: As I stated earlier, Reward Points get credited as Amazon Pay Balance. And your Amazon Pay Wallet is KYC Verified. Hence, they won’t expire. You can use your Amazon Pay Balance to shop on Amazon India or other verified merchants.
Q: Is there any annual fee associated with this card?
No. This credit card is offered to you free of cost for lifetime. You don’t need to pay for maintaining and using this card. So, its a win-win scenario for you. Check out the steps below to apply.
How to apply for ICICI Amazon Pay Credit Card?
Before we begin, let me clear some doubts.
Firstly, although ICICI Bank is the banking partner for this card, Amazon Pay is the issuing and management authority of this card. So, you can’t apply it from an ICICI Bank Branch. You need to apply it from the Amazon India Website only.
Now, the card isn’t issued to all at once. Amazon is slowly making this card available to all shoppers. So, it might take some time to reach you.
And various eligibility criteria are depending on which they are issuing the card.
To check if you are eligible now, visit the offer page.
If you are eligible, you will see an Apply Now Button just beside the Banner. If you aren’t available yet, then kindly wait for some days till it reaches out to you. Also, check below for some tips to get the invite earlier.
Click there to apply for your card.
At first, it will ask you if you have an existing ICICI Bank Account. Although it is not necessary to have one, but having one will help you manage your card right from your iMobile Application.
It will verify your Mobile No with OTP, and ask your address to deliver your card.
After you confirm your details, your card will be generated instantly and will be ready for use.
That’s all you need for generating your card. You will get a physical card delivered to your home within a week.
How to Manage your ICICI Amazon Pay Credit Card?
You can check your card under iMobile application > Cards > Credit Cards section.
From there you can do the following:
- Check your Card Details, Expiry and CVV.
- Check your available credit limit.
- Check your recent transactions.
- Pay your Credit Card Bill.
- Access your latest and past credit card statements.
- Allow or Disable ATM Transactions, Online Transactions, International Transactions.
- Increase or Decrease Credit Limit.
- Convert your Card to Expressions Card with your Picture on it.
- Convert your Due Payment to EMI.
- Block your Card.
- Register your Card for Auto Debit at the end of your Billing Period.
- Change Billing Cycle.
- Update Contact Details.
- Update Email ID.
Tips to get your Exclusive Invite Earlier:
If you are the unlucky guy who didn’t get an invite yet, then don’t worry, you will get it soon.
Some of my friends got it back in October 2018. However, I had to wait till January 2019.
Want to get the invite earlier? Here are some tips for you.
Make an ICICI Bank Account:
If you are still stuck with SBI account, then why not open an ICICI Bank Account?
You will get better support and faster processing of all payments. ICICI also provides you a bunch of offers with their debit and credit cards. There is a user-friendly app and internet banking facility available too. If you are an international traveler, having an ICICI account will be beneficial as it allows you to purchase and manage foreign currencies.
It’s not an absolute necessity for getting the credit card, but since ICICI is issuing the card, having an account ensures you can get it faster.
Apply for Amazon Pay KYC:
Amazon has started free physical KYC verification at home.
You can choose to use your Amazon Pay Wallet with either mini KYC or full kyc. Mini KYC doesn’t require physical verification and gives you up to 10k limit on your Amazon Pay Wallet. Physical KYC upgrades your account, and you can keep up to 1 lakh balance in your wallet.
Just request your KYC verification from Amazon Pay section of your account. It is free of cost. Schedule an appointment at your house and you are done.
Verifying KYC makes your account stronger, and increases your chances of getting an early invite.
Keep Using Amazon Pay:
The last tip, keep shopping using your Amazon Pay wallet.
Whether it’s shopping on Amazon India or any other supported merchant, always use the wallet. The more you use, the better your chances are to get an early invite to try out their credit card.
When it comes to conquering the market, Amazon India is far ahead of the competitors.
Right from offering Same Day to Next Day delivery for most of the products, its Prime Program has benefitted thousands of customers with Free Delivery on all Orders, Discounted Amazon Pantry delivery, Unlimited Free Music Streaming and Download with Prime Music, Unlimited Free Movie and TV Show Streaming with Prime Videos.
This Amazon Pay Credit Card is the latest addition to the already enriched bouquet of benefits, that’s undoubtedly going to benefit a lot of customers.
Well, the art of issuing credit cards isn’t new. Many other companies provide virtual and physical prepaid cards, including PayTM, Udio, TMW and more. But they all were prepaid cards, where you need to load money first from your bank account and then use. They were not credit cards in general.
Also, they couldn’t be used on International Payments.
However, the Amazon Pay Credit Card doesn’t have any such limitations and can be used for both domestic and international transactions.
I have already added the card to my PayPal account and completed an International Transaction to test it out. It works flawlessly.
Let me know how it works out for you. If you have any further questions, let me know in the comments section below.
And if you liked reading this article, do share it with your friends who might be interested in getting a credit card without verifications. Especially if they are students, it will be beneficial for them. Use the social share buttons below or on the left if you are from a desktop.
That’s all for now. Thank you for reading. I will be back soon with another exciting update. Till then, stay tuned!