Guide: How to Create a Verified PayPal Account for India?

PayPal is one of the most popular payment gateways used by all merchants across the world. But recently I saw that many people are just unaware of the proper steps to sign up for a PayPal account and verify it.

Hence, I thought of writing up this post with a complete step by step guide to creating a verified PayPal Account for India.

So, what are we waiting for? Let’s Begin.

Requirements for opening a PayPal Account:

Before I start the step by step procedure on how to get a PayPal Account duly verified, let me clarify what do you exactly need before trying to make an Account.

  • A Bank Account
  • An International Credit Card or an International Debit Card
  • A PAN Card
  • An Email ID and Mobile No

Well, you need to have an International CC or DC, a national card will NOT WORK.

YOU MAY ALSO LIKE10 Ways to Boost your Blog Content Writing with Grammarly

Steps to Sign Up for a PayPal Account:

Visit PayPal Website from here.

Click Sign Up button on the Top Right.

Guide: How to Create a Verified PayPal Account for India?

Choose your Account Type: Individual or Business Account.

Guide: How to Create a Verified PayPal Account for India?

Individual Account: Individual Account is suitable for people who need to use PayPal for personal purposes, like sending and receiving money, making payments, shopping across websites, etc.

Business Account: A Business Account is mostly suitable for companies who need to sell products or services and accept payments via PayPal. If you are a seller and need to integrate their payment gateway in your website, you need to choose a Business Account.

Note that both types of accounts are FREE, and you can upgrade your account from Individual to Business Account later on.

YOU MAY ALSO LIKEDownload and Root Bluestacks 2 with Kingroot Trick

Signing Up for a PayPal Individual Account:

Signing Up for a PayPal Individual Account is very easy. Click the Individual Account Option and then click Continue.

Then you can find a short Registration Form. Enter your Country, Email, and your preferred password over there.

Guide: How to Create a Verified PayPal Account for India?

Click Continue.

Now you will reach the second page where they will ask you a few minor details about yourself, including your name, address, phone number, date of birth, etc. Complete the profile accordingly.

When you are done filling your profile, Check the box that you agree to their terms and conditions.

Guide: How to Create a Verified PayPal Account for India?

Click Agree and Create Account.

Your primary PayPal Account is created. Now you need to perform some mandatory steps to get your Account appropriately activated.

YOU MAY ALSO LIKE8 Premium Android Apps to Get Unlimited VPN for FREE

To check the list of actions you need to do, kindly login to PayPal first and then click here to visit the pending actions task board.

You can activate your PayPal account by completing all required actions from this Task Board.

Confirm Your Email and Mobile:

PayPal will send an OTP to your Mobile Number and a verification link to your email id. Confirm them so that your account can be recovered in case it is hacked, or you forget the password.

Guide: How to Create a Verified PayPal Account for India?

Link your PAN Card:

You need to link your PAN Card to your account. This step ensures that you are a resident of India, and you have an income tax id.

To link your PAN Card, go to the Pending Task Board, and click Provide Pan.

Guide: How to Create a Verified PayPal Account for India?

Link your Bank Account:

This step is also mandatory. You need to provide your bank account details.

To link your bank account, go to the Pending Task Board, and click Add Bank Account.

After filling out your Bank Account Details, click Verify. Now proceed to Bank Account Verification below.

YOU MAY ALSO LIKE5 Alternatives to Google Play Store: Get Paid Apps for Free

Verify your Bank Account:

After you link your bank account, within a few days, PayPal will deposit a small amount of money (some cents actually) for two times.

Each time, you need to check your Bank Statement and see the amount collected. Then you need to enter that amount on PayPal website.

Guide: How to Create a Verified PayPal Account for India?

After you properly verify it, your Bank Account will be successfully linked with your PayPal account.

Link your International Credit or Debit Card:

Finally, you need to link your cc or dc that you use. Having your Cards Linked enables PayPal to complete transactions quickly. If you fear about providing your real card details, you can use a virtual credit card like Entropay.

To link your CC or DC, make sure you are logged in to PayPal. Now click here to link your credit or debit card.

Provide your Purpose Code:

Here you just need to declare your purpose of having a PayPal account. They do not verify it, so just use any purpose code you want.

If you are unsure which purpose code you should choose, then click here to know which purpose code should you use.

To provide your Purpose Code, go to the Pending Task Board, and click Provide Purpose Code.

Guide: How to Create a Verified PayPal Account for India?

This covers all you need to make a verified and fully activated PayPal Individual Account.

YOU MAY ALSO LIKEUpdraftplus: Automatic WordPress + Database Backup Plugin

Signing Up for a PayPal Business Account:

Signing Up for a PayPal Business Account is quite similar to individual account but you just need to give proof of your business, your business registration codes, etc., and it will be duly verified.

You can upgrade from an Individual Account to a Business Account too.

To start, Go to PayPal Website, and choose Sign Up. On the next page, select Business Account and continue.

The entire process is very easy and quite similar to making an individual account. So we are not repeating it again and again.

Frequently Asked Questions:

Here are some queries I often get from friends, and I want to respond them here:

Does making a PayPal Account costs money?

Ans: No it does not. You can create both an individual and business account for FREE. However, while withdrawing your money to your Bank Account, they will charge you some Tax.

Is Aadhar Card necessary for making an Account?

Ans: No. Absolutely Not. All you need is PAN Card.

Can people under 18 years old get an Account?

Ans: Well, if you have a Bank Account and a PAN Card, you can get a PayPal Account. But, often minors have a limited bank account, which does not allow linking to PayPal. So it is recommended you wait till you become 18 and apply for an Account.

I don’t have a PAN Card. Can I join?

Ans: Yes you can. But your account will stay Unverified having several limitations. To remove the restrictions, you must link your PAN Card. If you don’t have a PAN Card, make one immediately. Apply for a PAN Card from here and you will get it within a month delivered to your doorstep.

Well, if you badly need an account, either use any friend’s account and ask him to deposit the money into your bank account, or make an account on the name of your parent and use their PAN Card and Bank Account.

YOU MAY ALSO LIKEEnable Wifi Hotspot on Laptop for Free: NO ROUTER NEEDED


That’s all. Thanks for reading our post on the A to Z Guide to How to make a PayPal Account and Verify it.

Do share the post with your friends on Facebook and help them make their PayPal account for free.

If you have any other issues or questions, or if you just want to show some appreciation, you are free to comment below. We will respond accordingly.

See you soon!

Nirmal Sarkar
Nirmal Sarkar

Nirmal Sarkar is a Biotechnologist from the city of Joy, Kolkata. He is the founder of this blog and covers a wide range of topics from Gadgets to Software to Latest Offers. You can get in touch with him via

  1. Excellent write-up, but would you recommend to buy from Auction Essistance for a PayPal account? Sadly my account is no longer verified and I don’t have card to get it confirmed.

  2. if we make payment via paypal to shop overseas, does paypal charge extra or the we need to pay the exact money?

  3. nice post..

    i already have a PayPal account and i know its not so much difficult to make it and you discribe it very well.

    Leave a reply