GUIDE: How To Apply For Aspire UPI Credit Card?

Aspire app is India’s first digital Credit Card app where you can get up to Rs. 20,000 Credit Limit within 5 minutes. You can get an instant Credit Limit which you can easily convert into easy EMIs installments. Also, you can pay the EMIs through the UPI payment method which makes it more convenient and helpful.

Unlike other Credit Cards app, Aspire app is quite different as you can instantly register your account on the Aspire app with the help of your PAN Card and Aadhar Card only. Aspire app instantly approves your application and you can get up to Rs.20000 Credit Limit without any additional Interest rate.

Let’s check out the full details of Aspire UPI Credit Card. Here’s an overview:

What is Aspire Digital Credit Card? 

Theoretically, it’s not very much different from a physical Credit Card which you’re generally used to. Like other credit cards, you can pay for a product or service with this card if you don’t have enough cash to pay for that product or service. In the case of Digital Credit Cards, you can’t use the card in a physical way which means that you’ll not be able to use this card physically as it is a virtually-enabled Credit Card system. With the help of Aspire app, you can instantly get a Digital Credit Card that you can use for multiple online-based transactions.

Features of Aspire app:

• Pay your Installments in 4 easy EMIs without any additional interest rate.
• No processing fee, no annual charges, and a joining fee on the Aspire app. There is a fixed Monthly Fee that the user has to pay every month with the installments.
• Create your account with the help of a PAN Card and Aadhar Card only.
• Your credit limit will be approved instantly on the app within 5 minutes and you don’t need any Credit Score to get your Credit Limit.

How to Apply for the Aspire UPI Credit Card on the Aspire app?

You can easily apply for this Credit Card on the Aspire app by following these simple steps –

• Download the Aspire app from Google Play Store and install the application on your Smartphone. 
• Now, open the Aspire app and click on the Next option and allow the permissions like location, storage, etc. and click on the Continue option.

• Now, enter your Mobile Number on the app and click on the Next option.
• Now, you’ve to enter your PAN Card Number, Date of Birth, Credit limit Amount You Need, and your E-mail address and accept all the terms and conditions and click on the Get OTP option. If you’ve any Promo Code or Refer Code, you can also enter that code on the Have a Promo Code? Section.
• Now, a One Time Password (OTP) will be sent to your given mobile number for verification. Enter the OTP and click on Verify OTP option to complete the verification process.
• Now, you’ve to enter your Residential Address with your Area Pincode and again click on the Next option.
• Now, the Aspire app will ask you some additional questions about your Profession, Monthly Income, Language Medium, etc. Submit the answers and click on Submit option.
• Now, your Credit Limit will be approved on the Aspire app with the details like Billing Period, Due Date of installment, any Late Fee.
• Now, click on the Complete KYC option to complete the KYC Verification of your account on the Aspire app.
• Now, click on Proceed to Take Selfie option to take your selfie and click on the Next option to complete the KYC Verification.
• If you want to set up the AutoDebit feature on the Aspire app, click on the Setup AutoDebit option to activate the AutoDebit option.

Benefits of Aspire Digital Credit Card:

With the Aspire Digital Credit Card app, users can utilize multiple benefits of this app which we will discuss one by one –

Healthy Habit of Repayment:

With the Aspire app, you can start the healthy habit of repayment easily. A clean Repayment History can help you to get a bigger loan amount easily and it will also help the user to improve their Credit Score. 

No Hidden Fees or Charges:

Once your credit limit on Aspire app is approved, then it will mention all the fees or charges that the user has to pay. There are no hidden charges on the app apart from some basic charges. They will charge a fixed Monthly Fee on Aspire app. Along with this, the Aspire app will charge a Late Fee only if you fail to pay an installment on time.

AutoPay feature:

You can start making payments using Aspire app without the fear of your repayment getting expired. The app allows you to set up the AutoPay feature instantly on your main dashboard page and you can also set the Repayment Schedule of your installments at your convenience.

Conclusion:

So this is how you can get Aspire UPI credit card. If you have any queries or doubts regarding this post then feel free to contact us in the comment section. We would love to help you as soon as possible.

Thank you for reading. I will be back soon with another interesting update. Keep visiting HiTricks. Don’t forget to join our Telegram Channel for getting the latest tech updates.

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Anuj Kumar

Anuj is a passionate blogger from Bareilly, Uttar Pradesh. Currently pursuing B.sc in Programming and Data Science from IIT Madras. Apart from being an avid learner and a tech enthusiast, he loves playing PC Games and likes to keep himself updated with the latest trends in the tech industry.